![]() consumers on until December 31, 2026. These reports are included in the free weekly Equifax credit reports currently offered on through April 2021. In connection with various settlements, Equifax is making at least six additional free Equifax credit reports each year available online to U.S. The breach compromised the personal information, including Social Security. To opt out of such pre-approved offers, visit Free security freezes are becoming available more than a year after a huge data breach was discovered at Equifax. Entities that may still have access to your Equifax credit report include: companies like Equifax Global Consumer Solutions, which provide you with access to your credit report or credit score, or monitor your credit report as part of a subscription or similar service companies that provide you with a copy of your credit report or credit score, upon your request federal, state and local government agencies and courts in certain circumstances companies using the information in connection with the underwriting of insurance, or for employment, tenant or background screening purposes companies that have a current account or relationship with you, and collection agencies acting on behalf of those whom you owe companies that authenticate a consumer's identity for purposes other than granting credit, or for investigating or preventing actual or potential fraud and companies that wish to make pre-approved offers of credit or insurance to you. Freezing your Equifax credit report will not prevent access to your credit report at any other credit reporting agency. Both generally prevent access to your Equifax credit. ![]() Placing a security freeze on your Equifax credit report will prevent access to it by certain third parties. A lock and a freeze have the same impact on your Equifax credit report, but they arent the same thing.
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